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self-funding

/ˌsɛlfˈfʌndɪŋ/adjective
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Self-funding refers to the practice of using personal resources or internal funds to support a project, business, or initiative, bypassing external financial help like loans or investors. This method fosters independence and creative freedom but can limit scale due to reliance on one's own capital, making it a go-to strategy for risk-averse entrepreneurs in today's fast-paced startup world.

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Tech giant Dell was initially self-funded with just $1,000 from founder Michael Dell's personal savings in 1984, allowing him to build a billion-dollar empire while retaining control—proving that starting small can lead to massive success, as over 80% of bootstrapped companies survive their first five years compared to investor-backed ones.

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Oxford English DictionaryInvestopediaMerriam-Webster

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